Do you know Suze Orman? One of the things I learned from her is to buy a term life insurance instead of a whole life insurance plan to protect your love ones. I strongly believe that every parent should get life insurance. It’s wise and the best thing to ensure financial life of the kids or family you will left behind. I personally experience financial catastrophe when my father died without leaving anything from us.
I don’t blame them, having life insurance is like luxury back then. The only thing I can do now is not let it happened to my kids. I don’t want them to have hard life when I die. So having life insurance is part of our needs in our budget planning. We need it and no excuse for not having one.
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