Folcreative

I changed my dentist again for the 4th time. I almost picked the charlotte dentist because it has the same name of the dentist my friend is referring to. Good thing I noticed it right away.

The first dentist is fine, I’ve been there for over 6 years; however, they changed management and the service became worst. It was bad before but tolerable but this time my patience didn’t work. So I left, then the 2nd, I don’t like the equipment, too antique for me. lol Then the 3rd one, just set an appointment but never went because I read the horror stories online that sounds like the same on the 1st. So, now I have the 4th one, this is close to my work and hopefully it will work and will be the best among the 3.

My plan is HMO and that’s why it’s a pain to change a dentist. I need to schedule a deep cleaning next month. So far I haven’t read horror stories on this one. lol

I told to my husband before to install security camera in our front and back yard to make sure we don’t experience any burglary incident again (like what we experienced when we’re on an apartment). We’ve been in our house for over 6 years and until now no security camera or even alarm system is installed. My husband said that we don’t have high priced items that we should guard, and another reason too is the area we lived is really good a community. So no worries for now. Okay, I agree with him..

I’m very thankful that I got a cheap life insurance policy when I was 25 years old Of course, that was the time when my health is far better than what I have now. I know that I will die too but I don’t want it to happen very soon. I want my family to be financially secure if something happened to me. I experienced hard life when my dad passed away at an early age leaving 5 very young kids, with the age range from 3-12.

I feel sad every time I remember it. ;( I’m thankful that my mom didn’t give up in trying to give us life. So, thankful that she relied to God for support, He truly didn’t fail her.

I’m trying to go back scrapping but every time I get on the mood I will see other things that I have to give more priority. Yaaay! Does it happen to you too? So, now, instead of organizing photos good for scrapping, I end up requesting an auto insurance quotes for my friend. Their internet connection was dead for 2 weeks now and she really need new quotes because the other one is expiring very soon. Once I’m done, I will try to get back on my goal to finish my daughter’s baby book.

We received the insurance quotes we requested for our auto and home policy but it seems higher on what we have right now. We decided to keep the policy we have for now. But I need to call our agent and ask if they have specials offer for loyal customers like us. We’ve been with the same insurance company for over 10 years now.. since my husband got here in the US. And maybe that’s another reason too why it’s kind a hard to depart from them.

Let see if loyalty by a consumer can really pay…

Do you know Suze Orman? One of the things I learned from her is to buy a term life insurance instead of a whole life insurance plan to protect your love ones. I strongly believe that every parent should get life insurance. It’s wise and the best thing to ensure financial life of the kids or family you will left behind. I personally experience financial catastrophe when my father died without leaving anything from us.

I don’t blame them, having life insurance is like luxury back then. The only thing I can do now is not let it happened to my kids. I don’t want them to have hard life when I die. So having life insurance is part of our needs in our budget planning. We need it and no excuse for not having one.

Just in time for our insurance renewal. Our home and auto insurance are bundled together. And I will only consider auto insurance quotes if it can include home insurance together. We get the maximum discount if these two are packaged. It reminds me to call our insurance agent tomorrow to inquire any special discount they have as a loyal customer for so many years. If none, then it’s really time to shop for new rate and coverage.

We’re on the 4th quarter of this year.. like almost end of the year. That means renewal of insurance premium is here again. I often mention that I’m advocate of senior life insurance. The fact that we will all die is a guarantee that we can collect the benefit of the life insurance. Of course not the insured person to enjoy it but their family that will mourn and shoulder the financial burden that will arise when someone die. If I only have enough money I will keep on buying insurance for myself so my family will be happy to enjoy the financial benefit when I’m gone. Of course the joy of having me is different.. that money cannot buy.

My family definitely needs to shop for new car insurance. On this year, we already have two accidents. One was our fault and the other one is the other party’s fault. Good thing that I can do this at the comfort of my home now, auto insurance quote is a just click away. This is the online quote that I found last week and the insurance company that I can pick.

Nowadays, most of the people is interested to get a cheap health insurance. With the crappy economy, all we want is to save money so we can stretch our purchasing power. This is my initial plan to go online, to search for cheap insurance plan, but I stumble this very interesting website that can convert your photo in cartoons or drawing. Look what I have done with my photos. I will definitely need to look for insurance plans now that I’m done playing with it

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