I have health savings account in my previous job and I found it helpful in saving money for big medical or dental expenses. I remember using my HSA account for paying my crowns. And you don’t really save money every month cause you’re just saving your money. A little savings from income tax, since the basis will be lower, but I think it will be huge impact if you will also save more money to your HSA. I’m not sure if my current employer offers it.. yaay! My mistake for not looking at this option of saving money for my tooth implants. That could help lower our tax too for this year. Okay, added to my to do list for tomorrow.
Archive for the Uncategorized CategoryI’m so crazy, I always forget to include rv insurance cost when I’m estimating the monthly payment if I get one of those RV’s. Very surprising how I always missed something when I do my budgeting. Sometimes my computation shows very low expenses but ends up higher from what I expected. Not good at all specially if it will involve big variance. I’m calculating a costing analysis again for something big.. I hope that I will not have big variance from the actual when it happen. After finding abnormalities on the enzymes my liver are producing, I’m very careful taking any pills now. Even the taking over the counter sleeping pill will bother me. I need to lessen the toll my liver is processing and avoiding over the counter or even prescription medication would help. I am thankful that I do not drink alcohol or even soda. That would be a total heartbreak if I do, huh? It would be too hard to stop something you get used to especially if it involves food. We are having a memorial of Jesus death on the 30th at 7:00pm and I’m trying to find a tuxedo shirt for my little one. This is the most current photo of my little boy and big girl
Sharing what I got to cheer me up.. lol I’m planning to go back in Manila and spend time with my family in the province and also enjoy the beach. Boracay is very close to us. I definitely need the help of weight loss supplement o shed unwanted fats! I still have 5.5 months to work on it! Haaay, I hope I can do it! Getting old, weak body, and my schedule are just some of the factors making this weight loss hard. I’m looking forward to see the white sand!!!
We are starting to put aside all the clutter from kids stuff. You can find toys, notebooks, papers, pens, books, & etc. unorganized in our house. It’s really hard if you have kids at home. I really praise homes that have kids but maintain no clutter living space. I told to my husband I will start buying stuff on sale for the kitchen and family room. I found kitchen rugs that is really cheap and match our kitchen The color also goes on what we want. Yaaay, I’m so excited to get this.. This is not new to us anymore! ALL OVER THE WORLD, MILLIONS OF PEOPLE USE THE Internet every day. Many log on to conduct business, to catch up on world news, to check the weather, to learn about different countries, to obtain travel information, or to communicate with family and friends in various parts of the world. But some—married and single adults as well as a surprising number of children—will be going on-line for a very different reason: TO LOOK AT PORNOGRAPHY. COMPUTER PORNOGRAPHY, also called cyberporn, is so popular that it has become a multimillion-dollar business. The Wall Street Journal observed: “Find a Web site that is in the black (profitable) and, chances are, its business and content are distinctly blue (pornographic).” The Journal went on to explain why people turn to the Internet for pornography: “Customers can view racy fare without having to slink into a sleazy bookstore or even visit the back room of the neighborhood video shop. Customers can peruse raunchy fare in the privacy of the home—or office.” It is important that we protect our family from being exposed to pornography. Keeping family computer in the open space or family room are one that can help to monitor kids on their online activity. Also, keeping digital camcorders in taking illicit view or action should not be encourage to kids. Yaaay, the more temptation to be exposed in bad things, the more we need to be careful. I need to get a gift card for my sister. I do not know what she wants and I was thinking that safe gift I can give is a gift card from her favorite store. I just want to give something without reason. A friend and my co-bebot, Nita, is having a contest on her blog. Below are the details taken from her blog. Join now!
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He’s growing fast and most of the clothes I have is 12-18 months that seems tight now. Most of the clothes I am buying now is 2-3t. By the way, he is turning 18 months next month.. and 3 more months big sister will turn 6 years old. I can’t imagine my life without my kids now. 
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